Don’t Bounce Your Payday Loan Check in NC

When you write that payday loan check, you know that there isn’t money in your account to cover it. That’s the whole premise of the payday loan: you make a promise to pay the loan amount plus a fee at a later date in exchange for some cash today. It’s not like writing a “bad” …

Good Spending Habits Help Avoid Payday Loans

We live in a consumer driven world. Marketers tell us what we need. Friends tell us the latest cool toy they just got. It is a smattering of newness. Yet, you are strapped for cash and you want a new iPod. So how do you avoid going to get a payday loan to snag one …

Are You a Danger to Yourself?

Some consumer advocates and some law makers seem to think you are. They seem to think you need a federal “consumer financial protection agency” to watch you, to watch the way you spend your money and how you borrow money, just in case you made a financial decision that they don’t particularly thing is wise. …